Don't overpay.
Don't guess.
A 100% free research tool built strictly to help homeowners make the best decisions about their repairs. Check quotes, decode insurance claims, and know your next move — before you spend thousands or give up on a claim.
Contractor total
$22,400
Fair range in your ZIP: $11,800 – $18,500
Home repairs shouldn't feel like a trap.
Big numbers, urgent decisions, and an industry built around expertise homeowners don't have. ScopeQuote sits on your side of the table.
A $14,000 quote landed in your inbox.
We compare it to local fair ranges and flag suspicious line items.
Your ceiling is dripping at 9pm.
Get a calm, step-by-step plan and a documentation checklist before cleanup.
Your insurer just said 'partial denial.'
Understand likely reasons and get a draft follow-up letter to send back.
How ScopeQuote works
Three calm steps. No contractor jargon. No insurance maze.
Upload
Drop in a quote, photos, or your insurer's letter. PDF, image, or screenshot — it all works.
Understand
We extract line items, classify urgency, and translate insurance language into plain English.
Decide
Get next steps, contractor questions, and a draft follow-up letter to send today.
What we cover
From emergency repairs to planned renovations — check any contractor quote before you sign.
Repairs & damage
When something breaksWater damage
Leaks, floods, ceiling stains, soaked floors.
Roof damage
Missing shingles, leaks, hail, wind damage.
HVAC repair
AC not cooling, furnace issues, replacements.
Plumbing
Burst pipes, sewer backups, water heaters.
Storm damage
Wind, hail, fallen trees, flooding.
Renovations & remodels
When you're upgrading by choiceKitchen remodel
Cabinets, counters, appliances, full refits.
Bathroom remodel
Tubs, showers, vanities, tile, full redos.
Paint & finishes
Interior, exterior, trim, drywall repair.
Flooring
Hardwood, LVP, tile, carpet, refinishing.
Addition / build-out
Room additions, basements, ADUs, garages.
Outdoor & landscape
Decks, patios, fences, landscaping.
Is this quote actually fair?
Upload any contractor estimate. We extract line items, compare totals to your local range, and flag vague or unusually high charges — with the questions you should ask before signing.
- Estimated fair range for your ZIP and category
- Line-by-line review with vague-charge flags
- Questions to ask before paying a deposit
- 'Get this in writing' checklist
Urgent
This appears urgent — act within 24 hours.
Active leak detected from your description.
- Shut off the water supply if it is safe to do so
- Take wide and close-up photos before any cleanup
- Save damaged items until your insurer reviews them
Decode your claim before you give up.
Upload your policy, denial letter, or adjuster notes. We'll explain what may be relevant, what's commonly excluded, and draft a follow-up letter you can actually send.
- Plain-English summary of insurer letters
- Common reasons claims like yours are paid or denied
- Documentation checklist tailored to your damage
- Optional draft follow-up letter or email
Frequently asked questions
Is ScopeQuote a contractor or insurance company?+
No. We're a homeowner advocate tool. We don't sell repairs, we don't adjust claims, and we don't take referral fees from contractors.
What does "100% free" actually mean?+
Every core feature — quote checks, damage triage, insurance claim help, side-by-side comparisons, your document vault, and reminders — is free for homeowners. There are no hidden fees, no trial that flips into a charge, no credit card required to sign up, and no paywalls on results. ScopeQuote is supported by clearly-labeled ads and optional sponsor placements; we never take referral fees from contractors. If we ever introduce optional paid add-ons in the future, they will be clearly marked as optional and the core homeowner tools will stay free.
How accurate are the fair-range estimates?+
Estimates are informational and based on typical ranges for your category and ZIP. They are not guarantees and should be used as a starting point for conversation, not a final price.
Can ScopeQuote guarantee my insurance claim will be paid?+
No. Claim outcomes depend on your policy, the cause of loss, and your insurer. We help you document, organize, and communicate — but final decisions belong to your insurer.
What about emergencies?+
If anyone is in danger, call 911. For active leaks, gas, or electrical issues, contact a qualified professional immediately. ScopeQuote helps you afterward, not instead.
Where is my data stored?+
All uploads are private to your account and stored securely. You can delete projects and documents at any time.
Research tool for homeowners only. ScopeQuote helps you make better-informed repair decisions — it is not legal, insurance, or engineering advice. Estimates are not guarantees, and emergencies require qualified professionals.
Check the repair. Check the claim. Know your next move.
100% free. No contractor jargon. No insurance runaround. What does free mean?